1. Your use indicates acceptance of these Terms and Conditions.

2. Other than personally identifiable information, which is covered under the Privacy Policy at www.insap.org.my, any communication or material that you transmit to, including any data, questions, comments, suggestions, will be treated as non-confidential and non-proprietary information.

3. You are prohibited from posting or transmitting any material to this Website:

(a) that is false, threatening, defamatory, obscene, offensive, rebellious, pornographic, harassing, abusive, hatred, discriminatory, immoral, provocative, violent, or which may cause annoyance or inconvenience;

(b) which is technically harmful (including computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other harmful data).

4. However, INSAP has the right to delete, edit or move any material that it deems to be in violation of the Rules of INSAP Terms of Use.

5. You must not reproduce, transmit, store or disseminate any part of INSAP website material in any form; unless we have indicated that you may do so. "Material" means material including text, graphics, audio, video, photographs, surveys, logos or other materials, published on the INSAP network.

6. We may make changes to the material on this Website at any time without notice.

7. INSAP reserves the rights to modify these Terms and Conditions at any time by posting updated terms of use on the INSAP web site. Your continued use of this site after changes are posted indicates your acceptance of this agreement as modified.

8. The contents of this Web site are provided for informational purposes only and should not be construed as legal, financial, investment, or other professional advice or opinion.